The Name Game…By Deena James

Post written by Deena James, President of Krueger & James | Service Above Self | Proud Grandmother | Woman of Faith | Chiefs Fanatic

Deena James

Deena James

What’s in a name? A lot. We are known, both personally and individually, by our names. They define us, identify us and give recognition to our very being.

But why does your name matter when it comes to insurance? Let me share three examples we see all the time:

Divorces and Separations

Personal insurance policies are written to cover the insured and their spouse while they live in the same house. If someone moves out, they can lose their personal insurance.

The solution? On your personal home and automobile insurance policies, make sure both names, (yours and your spouse’s), are listed as NAMED INSUREDS. 

Then, if something happens to the marriage, both people remain protected even if they aren’t living in the same house.

Teens/Adult Children Moving Out Of The House

When you have teenagers or adult children moving out of your house, have them buy their own insurance policies…in THEIR name. If they don’t, they won’t have any personal liability protection. Most policies only cover children when they’re still in the house.

Starting A Business

Anytime you start your own business, you’re going to want a business insurance policy. Many times we run into situations where someone has a business insurance policy written under the name of one business, but they don’t have the actual name of their business listed in the policy. In those situations, they would have no coverage for the new business. Why run the risk?  Just add the new company name or write a new policy.

In Summary

As insurance agents, we routinely work with prospects and clients on these very issues. The solutions are simple, but you’d be surprised how often we find policies not issued correctly. Now is a good time for you to double check your own policies and see if they have all of the names listed correctly. If you have questions or want us to take a second look, give us a call at 816-471-4245.

The Question We Get All The Time: Am I Covered?

Post written by Scott Pearson, Sales Manager at Krueger & James Insurance  

Nothing makes my stomach ball up into a knot more than having to have to tell someone their loss may not be covered. Insurance isn’t a maintenance plan for your home furnace or AC unit.

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Post written by Knicki Fijal, Account Executive – Personal Lines

I’ve been working as an account manager in the personal lines department of Krueger & James Insurance Agency for a little over 2 years. Learning, growing and training has always been the foundation for our agency.

So when I was recently offered the opportunity to go to a customer service/sales training in Iowa, with Nationwide Insurance, I was excited. I’ve learned so much over the past two years and I’m eager to train and learn more.  Read more

Starting A New Business? Don’t Forget About This.

Post written by Deena James, President of Krueger & James | Service Above Self | Proud Grandmother | Woman of Faith | Chiefs Fanatic

So you’re thinking of starting a new business. You have your business plan, your financing is in place, and you are full of ideas and dreams!

But do you have your insurance?

Insurance is a necessary, often overlooked, important piece of your new business. Without the proper coverage, you can lose everything in the blink of an eye.

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CELEBRATE Good Times…C’mon!

Post written by Deena James, President of Krueger & James | Service Above Self | Proud Grandmother | Woman of Faith | Chiefs Fanatic

I’ve read many blogs and heard many radio spots on the Kansas City Royals in the past several weeks. What an amazing story of the power of a TEAM!  The Royals weren’t supposed to be in the World Series. No one in their right mind would have picked them after the past 29 years. But here they are!  And why?  It’s because they epitomized what it means to be a TEAM.

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